Lenders typically report your balance to bureaus once a month.
(the total amount of credit you’re currently using divided by the total amount of credit you have available) is on the higher end, you might consider making multiple payments each month, as this can reduce your credit utilization rate.It’s generally recommended to keep your overall credit utilization below 30 percent.offers an enhanced rewards program which is available as an option to highly qualified applicants only, based on creditworthiness.Billing Rights: Information on my rights to dispute transactions and how to exercise those rights is provided in the Credit Card Agreement. Cash back reward is paid each calendar quarter in the form of an automatic credit to the Account.How You Will Calculate My Balance: You use a method called “average daily balance” (including new purchases).
*Subject to the ninety-day non-variable APR balance transfer promotion, after my Account has been open for at least one year, my APR for purchases and balance transfers may also change based on my creditworthiness.
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Financing subject to credit approval and lending policies. ,000 in qualifying signature rewards purchases must be made within ninety (90) days from the anniversary date of account opening to receive 25,000 bonus points.
APR for Balance Transfers made ninety-one (91) days or more from the anniversary date of account opening.